@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;650;700;750;800;900&display=swap');
:root{--bg:#f7f8f3;--paper:#fff;--ink:#142018;--muted:#657065;--line:#e1e6db;--lime:#cbfa75;--lime-dark:#47631c;--soft:#eff3e9;--red:#af3737;--radius:22px;font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--ink);font-synthesis:none;font-variant-numeric:tabular-nums}
*{box-sizing:border-box}body{margin:0;background:var(--bg);line-height:1.5}button,input,select{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed}a{color:inherit}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #587b26;outline-offset:3px}button{color:inherit}::selection{background:var(--lime)}[hidden]{display:none!important}.shell{max-width:1240px;margin:auto;padding:30px 28px 52px}.top{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:35px}.brand{text-decoration:none;display:flex;align-items:center;gap:10px;font-size:12px;letter-spacing:.15em;font-weight:800}.brand-mark{width:29px;height:29px;background:var(--ink);border-radius:9px;display:grid;place-items:center;color:var(--lime);font-size:18px;letter-spacing:0}.brand span:last-child{color:var(--muted);letter-spacing:.06em;font-size:10px;font-weight:600;display:block;margin-top:2px}.languages{display:flex;border:1px solid var(--line);border-radius:30px;padding:3px;background:var(--paper)}.languages button{border:0;background:none;border-radius:24px;padding:8px 13px;min-height:38px;font-size:12px;font-weight:700}.languages button[aria-pressed=true]{background:var(--ink);color:white}.intro{display:flex;align-items:flex-end;justify-content:space-between;gap:26px;margin-bottom:28px}.eyebrow{font-size:10px;text-transform:uppercase;letter-spacing:.18em;color:var(--lime-dark);font-weight:800;margin:0 0 10px}.intro h1{font-size:clamp(32px,4.2vw,50px);line-height:1.06;font-weight:750;letter-spacing:-.055em;margin:0 0 12px;max-width:720px}.intro h1 em{font-style:normal;color:#638335}.intro p{font-size:14px;color:var(--muted);margin:0;max-width:610px}.status-chip{flex-shrink:0;display:flex;align-items:center;gap:8px;font-size:11px;color:var(--muted);padding:10px 13px;border-radius:10px;border:1px solid var(--line);background:#ffffff70}.dot{width:6px;height:6px;flex-shrink:0;border-radius:50%;background:#638335}.tabs{display:flex;border-bottom:1px solid var(--line);gap:30px;margin-bottom:28px}.tabs a{text-decoration:none;color:var(--muted);font-size:13px;padding:13px 0 15px;min-height:48px;font-weight:650;position:relative}.tabs a[aria-current=page]{color:var(--ink)}.tabs a[aria-current=page]:after{content:'';height:3px;background:var(--ink);position:absolute;bottom:-1px;left:0;right:0;border-radius:3px}.workspace{display:grid;grid-template-columns:345px minmax(0,1fr);gap:24px;align-items:start}.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.form-panel{padding:24px}.section-label{display:flex;justify-content:space-between;align-items:center;font-size:12px;font-weight:750;margin:0 0 21px}.section-label .step{font-size:10px;color:var(--muted);font-weight:500}.field{margin-bottom:21px}.field:last-child{margin-bottom:0}.field-label{display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:12px;font-weight:650;margin-bottom:8px}.field-label small{font-size:11px;font-weight:500;color:var(--muted)}.input-wrap{display:flex;align-items:center;background:#f7f8f4;border:1px solid var(--line);border-radius:11px;min-height:49px;overflow:hidden}.input-wrap:focus-within{border-color:#6a883c;box-shadow:0 0 0 2px #cbfa7540}.input-wrap .prefix{padding-left:14px;color:var(--muted);font-size:14px}.input-wrap .suffix{padding-right:14px;color:var(--muted);font-size:12px}.input-wrap input{width:100%;min-width:0;border:0;outline:0;background:transparent;color:var(--ink);padding:12px 14px;font-size:17px;font-weight:650;appearance:textfield}.input-wrap input::-webkit-inner-spin-button{appearance:none}.hint{font-size:11px;color:var(--muted);line-height:1.6;margin:7px 0 0}.error{font-size:11px;color:var(--red);margin:7px 0 0}.seg{display:grid;grid-template-columns:repeat(var(--columns,3),minmax(0,1fr));gap:4px;background:#f0f3eb;padding:4px;border-radius:11px}.seg button{border:0;min-width:0;background:transparent;border-radius:8px;font-size:11px;line-height:1.3;font-weight:650;min-height:43px;padding:9px 5px;transition:background .15s}.seg button:hover{background:#e3ead9}.seg button[aria-pressed=true]{background:var(--ink);color:#fff}.seg.lime button[aria-pressed=true]{background:var(--lime);color:var(--ink)}.field input[type=range]{width:100%;accent-color:#547328;margin-top:10px;min-height:28px}.rule{border:0;border-top:1px solid var(--line);margin:25px 0}.scenario-head{margin-top:3px}.rate-card{border:1px solid var(--line);border-radius:12px;margin-top:14px;padding:15px}.rate-top{display:flex;justify-content:space-between;gap:12px;align-items:center}.rate-top .rate{font-size:25px;font-weight:750;letter-spacing:-.05em}.rate-top small{display:block;color:var(--muted);font-size:10px}.mini-months{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:15px 0 11px}.mini-month{border-left:2px solid #d1e8b0;padding-left:8px;font-size:12px;font-weight:700}.mini-month span{display:block;color:var(--muted);font-size:10px;font-weight:500;margin-bottom:4px}.source-row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px;font-size:10px;color:var(--muted)}.source-row a{text-decoration:underline;text-underline-offset:3px}.stale{font-size:11px;background:#fff5dc;color:#785e20;border-radius:8px;padding:9px;margin-top:10px}.advanced{border-top:1px solid var(--line);margin-top:23px;padding-top:4px}.advanced summary{cursor:pointer;font-size:12px;font-weight:650;list-style:none;display:flex;justify-content:space-between;align-items:center;min-height:49px}.advanced summary::-webkit-details-marker{display:none}.advanced summary:after{content:'+';font-size:19px;font-weight:400;color:var(--muted)}.advanced[open] summary:after{content:'−'}.advanced-body{padding-top:12px}.advanced .field{margin-bottom:15px}.assumption-note{font-size:11px;color:var(--muted);line-height:1.6;padding:12px;background:var(--soft);border-radius:10px}.reset{border:0;background:transparent;font-size:11px;color:var(--muted);text-decoration:underline;text-underline-offset:3px;min-height:40px;margin:9px auto 0;display:block}.results{display:grid;gap:18px;min-width:0;scroll-margin-top:20px}.hero{background:var(--ink);color:white;border:0;position:relative;overflow:hidden;padding:28px 30px}.hero:before{content:'';position:absolute;width:300px;height:300px;right:-135px;top:-90px;border:1px solid #cbfa7517;border-radius:50%;box-shadow:0 0 0 38px #cbfa7508,0 0 0 76px #cbfa7505;pointer-events:none}.hero-top{display:flex;align-items:center;justify-content:space-between;gap:12px;position:relative}.hero-label{color:#c0cbbd;font-size:12px}.period-badge{font-size:10px;color:#d0d9ca;border:1px solid #ffffff20;padding:5px 9px;border-radius:20px;white-space:nowrap}.hero-value{font-size:clamp(35px,4.5vw,58px);line-height:1.1;font-weight:750;letter-spacing:-.055em;color:var(--lime);margin:13px 0 11px;overflow-wrap:anywhere}.hero-description{font-size:12px;color:#bbc7b6;line-height:1.6;max-width:530px;position:relative}.hero-description strong{color:#e2eccd;font-weight:650}.hero-breakdown{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;border-top:1px solid #ffffff1c;margin-top:25px;padding-top:20px;position:relative}.hero-breakdown dt{font-size:10px;color:#b9c5b3;margin-bottom:7px}.hero-breakdown dd{margin:0;font-size:18px;font-weight:650;letter-spacing:-.035em;overflow-wrap:anywhere}.hero-foot{font-size:10px;color:#b9c5b3;margin:19px 0 0;display:flex;align-items:flex-start;gap:7px}.hero-foot .dot{background:var(--lime);margin-top:4px}.section-top{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;margin-bottom:20px}.section-top h2{font-size:14px;letter-spacing:-.02em;margin:0 0 4px;font-weight:700}.section-top p{font-size:11px;margin:0;color:var(--muted)}.chart-legend{display:flex;flex-wrap:wrap;gap:15px;font-size:10px;color:var(--muted);margin-top:3px}.chart-legend span{display:flex;align-items:center;gap:6px}.swatch{width:15px;height:3px;background:#638335;border-radius:3px;display:inline-block}.swatch.gray{background:#a1aa9a}.swatch.dark{background:#162219}.swatch.blue{background:#6088ad}.chart{width:100%;height:auto;display:block;overflow:visible}.chart text{font-family:inherit;fill:var(--muted);font-size:11px}.chart caption{display:none}.chart-note{font-size:10px;color:var(--muted);margin:9px 0 0;line-height:1.6}.table-wrap{width:100%;overflow-x:auto}.checkpoints{width:100%;border-collapse:collapse;table-layout:fixed}.checkpoints th{text-align:right;font-size:10px;color:var(--muted);font-weight:500;line-height:1.4;padding:0 5px 12px;overflow-wrap:anywhere;hyphens:auto}.checkpoints th:first-child,.checkpoints td:first-child{text-align:left;padding-left:0;width:18%}.checkpoints th:last-child,.checkpoints td:last-child{padding-right:0}.checkpoints td{font-size:12px;padding:13px 5px;border-top:1px solid var(--line);text-align:right;font-weight:600;overflow-wrap:anywhere}.checkpoints td:first-child{font-weight:500;color:var(--muted)}.checkpoints tr:last-child td{font-weight:750;color:var(--ink)}.explanation{padding:20px 23px;border:1px solid var(--line);border-radius:16px;display:flex;gap:13px;align-items:flex-start;font-size:12px;color:var(--muted);line-height:1.6;background:#f0f4e9}.explanation .icon{background:#e1ebd2;color:#47631c;font-size:12px;width:23px;height:23px;display:grid;place-items:center;border-radius:7px;flex-shrink:0;font-weight:750}.explanation p{margin:0}.explanation strong{color:var(--ink);font-weight:650}.footer{font-size:11px;color:var(--muted);line-height:1.7;padding:25px 0 0;margin-top:30px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:30px}.footer p{margin:0;max-width:790px}.footer a{white-space:nowrap;text-underline-offset:3px}.mobile-result{display:none}.invalid-banner{background:#fff0ed;color:#8e3028;border:1px solid #eac7bf;border-radius:12px;font-size:12px;padding:13px;margin-bottom:15px}.result-empty{padding:22px;border:1px dashed var(--line);border-radius:12px;color:var(--muted);font-size:12px;line-height:1.6}.screen-reader{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}.negative{color:var(--red)!important}.subtitle-row{display:flex;align-items:center;gap:7px;font-size:11px;color:var(--muted);margin-top:12px}.field-label label{cursor:pointer}.split-value{font-size:12px;color:var(--lime-dark);font-weight:700}.chart-table{margin-top:8px}.chart-table summary{cursor:pointer;font-size:11px;color:var(--muted);padding:9px 0;min-height:40px}
.fee-status{position:relative;margin:0 0 16px}.fee-badge{display:inline-flex;align-items:baseline;gap:7px;max-width:100%;padding:7px 11px;border:1px solid #cbfa7538;border-radius:9px;background:#cbfa7510;color:var(--lime);font-size:12px;font-weight:650;line-height:1.5}.fee-badge.neutral{color:#d0d9ca;background:#ffffff08;border-color:#ffffff25}.fee-detail{max-width:540px;margin:8px 0 0;font-size:10px;line-height:1.6;color:#b9c5b3}.mobile-fee{display:block;font-size:10px;line-height:1.5;color:#d0e8b6;margin-top:4px}.mobile-result>div{min-width:0}.mobile-result a{flex-shrink:0}
@media(min-width:1000px){.form-column{position:sticky;top:18px}}
@media(max-width:1050px){.workspace{grid-template-columns:310px minmax(0,1fr);gap:18px}.form-panel{padding:21px}.hero{padding:25px}.hero-breakdown{gap:12px}.hero-breakdown dd{font-size:16px}.status-chip{display:none}}
@media(max-width:780px){.shell{padding:20px 18px 110px}.top{margin-bottom:29px}.intro{margin-bottom:18px}.intro h1{font-size:38px;max-width:500px}.intro p{font-size:13px;max-width:520px}.tabs{gap:25px;margin-bottom:20px}.tabs a{font-size:12px}.workspace{grid-template-columns:1fr;gap:20px}.form-panel{padding:22px}.form-column{min-width:0}.hero-value{font-size:48px}.hero-breakdown dd{font-size:19px}.results{scroll-margin-top:15px}.mobile-result{display:flex;position:fixed;z-index:10;bottom:0;left:0;right:0;background:#142018f5;color:white;backdrop-filter:blur(15px);padding:13px 20px calc(13px + env(safe-area-inset-bottom));justify-content:space-between;align-items:center;gap:15px;box-shadow:0 -5px 25px #14201818}.mobile-result .small{font-size:10px;color:#c2cfba}.mobile-result strong{font-size:21px;line-height:1.2;color:var(--lime);font-weight:700;letter-spacing:-.03em;display:block}.mobile-result a{background:var(--lime);color:var(--ink);border-radius:10px;padding:12px 17px;min-height:44px;text-decoration:none;font-size:12px;font-weight:700}.footer{flex-direction:column;gap:15px;margin-top:22px}.chart text{font-size:12px}}
@media(max-width:390px){.shell{padding-left:14px;padding-right:14px}.top{gap:8px}.brand{font-size:10px;letter-spacing:.08em;gap:8px}.brand-mark{width:25px;height:25px}.brand span:last-child{font-size:9px}.intro h1{font-size:33px}.tabs{gap:20px}.form-panel,.panel{padding:19px}.hero-breakdown{gap:9px}.hero-breakdown dt{font-size:9px}.hero-breakdown dd{font-size:16px}.hero-value{font-size:40px}.checkpoints th{font-size:9px}.checkpoints td{font-size:11px}.section-top{flex-direction:column}.mobile-result{padding-left:16px;padding-right:16px}.mobile-result a{padding:12px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}